Group Insurance Benefits from AMBA

More Benefits, More Discounts, More Power!

The North Carolina Retired Governmental Employees’ Association (NCRGEA) is pleased to announce that it has partnered with AMBA to provide members with more benefit opportunities.

NCRGEA members get exclusive access to benefits, discounts, programs, and services designed to improve the lives of retirees.

For more information about any of the policies below, please call 833-784-2183, Monday – Friday, 9 a.m. – 6 p.m. EST.

FREE Membership Offerings

NCRGEA Membership Discounts

Retirement is an adventure—why not save money along the way? As a member of NCRGEA, Passport discounts can help members enjoy exclusive discounts on dining, entertainment, travel, hotels, rental cars, and more! ODP is the revised Office Depot/Office Max discount card, now available via app.

Members: please call our office at 800-356-1190 to receive your Passport Discount activation code

Hearing Plan

Most insurance plans don’t cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

NCRGEA Accidental Death & Dismemberment Policy

The Accidental Death & Dismemberment policy is a group policy that is provided free of charge to NCRGEA members by the Association. The face value of the policy for accidental death is $10,000. Also there are varying amounts paid in the event of dismemberment, blindness, and certain life-changing bodily damage.

Supplemental Insurance Offered Through AMBA

Dental

Get quality coverage at affordable single or family rates with a high annual maximum—no network required, no waiting period during open enrollment. Coverage of routine checkups to procedures like root canals, dentures, implants, and more!

Vision

The average eye exam and glasses cost more than $450. Fortunately, help is in sight. With low rates, easy copays, and out-of-network reimbursements, a vision plan can help you save hundreds of dollars and protect your overall health.

Long-Term Care

A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children.

EMERGENCY MEDICAL TRANSPORTATION PLANS

A ground ambulance or air transport could cost thousands. Medicare may not cover this. It's important to protect yourself. Medical Air Services Association (MASA) provides plans for lifesaving emergency transportation services. Services are paid in full, with no deductibles, co-pays, or dollar limits. Whether home or traveling, MASA covers your ambulance or airlift, regardless of your age or medical condition. Plus, you can get your MASA plan through a trusted source: NCRGEA

Easy Issue Life Policy

Some life policies have health requirements. Thanks to your membership with NCRGEA, you can apply for a policy with locked-in acceptance, no questions asked. This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Home Healthcare Insurance

If you’re like most people sidelined by an accident or health issue, you’d prefer to recover in the comfort of your own home. Home healthcare, which costs less and can be just as effective as care in a hospital or skilled nursing facility, is not always covered by standard health insurance.

Medicare Supplement Insurance

Medicare doesn’t provide all the health insurance coverage you need. That’s where a Medicare Supplement plan comes in. Also known as Medigap, these insurance plans not only help pay for additional eligible expenses not paid by Medicare, they provide the freedom for you to use your own physician, specialist, and medical facility.

Cancer / Heart / Stroke Insurance

Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

Accident Insurance

Accident recovery typically gets more challenging with age, which could set you back financially as well as physically.

Disability Insurance

The policy can pay you a monthly benefit after a waiting period when you’re unable to work due to a disability (injury or illness). Your policy can pay up to 70 percent of your income. Thus disability insurance can help protect your income and secure your financial future.

Hospital Indemnity Insurance

It’s no secret that hospital visits can be expensive. However, there are other hospital expenses that can prove costly, as well. These include extended hospital stays, emergency room visits, ambulance transportation and more. That’s why having a supplemental hospital indemnity insurance policy could be a smart financial decision – one that provides additional protection for you and your loved ones.

Tax-Deferred Asset Protection

If you never want to get jolted by sudden changes in the stock market, then a Fixed Index Annuity may be for you. With this annuity, your income is locked in, with a guaranteed interest rate. Plus there are multiple payout options.

Other Supplemental Insurance

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NEW!! Legal Plans

Protect your family, assets and legacy with legal services from MetLife Legal Plans. Members have access to a nationwide network of attorneys for a low monthly cost. Like many people, you may find yourself needing legal assistance sooner rather than later. You’ll want a lawyer you can trust at the right price, and an easy way to get connected.​

Safety

NEW!! Identity Theft Protection

Do you shop online, connect to WiFi, or own a smartphone or tablet? While doing more online offers you great connectivity and convenience, it also puts some of the things that matter to you the most at risk: your identity, money & assets, family & reputation, and privacy.

Need Help or Have Questions?

Contact our staff for assistance toll free at (800) 356-1190 or locally at (919) 834-4652 between the hours of 8 a.m. – 5 p.m. (EST) Monday – Thursday, and 8 a.m. – 12 p.m. Friday.

You may also email us at info@ncrgea.com

Learn More About Benefits Available Through Your Association and AMBA.

Click the link below to request information and learn more about your association member benefits. Some benefits are not available in every state. Your information will remain confidential.