Group Insurance Benefits

As a NCRGEA member, you and your family have exclusive access to strong “group” insurance plans with stronger plan provisions and lower rates. 

Insurance Plans offered

NCRGEA members get exclusive access to benefits, discounts, programs, and services designed to improve the lives of retirees.

Supplemental Medicare Benefit

A Retiree Health Program that provides access to competitively-priced, “A+ Rated” Medicare Supplement plans. Plans are tailored for retirees who will be turning 65 or are over 65 and looking to make a change to their existing Medicare insurance plan.

The Standard Dental Plan

Taking care of your teeth is a big part of caring for the rest of your health. Our plans make it easier to get your regular dental checkups. You can minimize out-of-pocket costs by taking advantage of our large network of providers.

Superior Vision Plans

Providing comprehensive vision care benefits to millions of Americans. Members have a wide network to choose where they receive care while remaining cost-effective.

hearing care program

Amplifon provides hearing help for more than 80+ million people. Solutions for your hearing health by providing personalized service, high-quality care and exceptional products.

Legal Plans

With a network of experienced lawyers can provide advice on legal issues for you, your family, or your business, all directly through our app. With no hourly fee or retainer, we help you worry less and live more.

Identity Protection Plans

Monitoring your online identity on your own can take precious time and energy. Gain peace of mind knowing you and your family’s finances, credit, and identities are being looked out for 24/7 with our full coverage protection and restoration plans.

Accidental Death & Dismemberment

As part of your NCRGEA membership, you receive an AD&D policy that provides a benefit in the event you suffer an accidental death or accident.

modern seniors

Membership Dues Structure

If your total monthly social security and retirement income is:


($15/year or $1.25/month)


($25/year or $2.09/month)


($40/year or $3.34/month)

Need Help or Have Questions?

Contact our staff for assistance toll free at (800) 356-1190 or locally at (919) 834-4652 between the hours of 8:00 am and 5:00 pm (eastern time) Monday – Friday. You may also email us at

Join Us or Renew your NCRGEA Membership

You are eligible for NCRGEA membership if you are:

  1. A local or state government retiree of a retirement system administered by the NC Department of State Treasurer; or
  2. An active local or state government employee participating in the Retirement Systems administered by the NC Department of State Treasurer and have reached the minimum retirement requirements set forth to be eligible for a monthly retirement benefit, either service or disability; or
  3. You are the spouse of a current member; or
  4. You are a spouse receiving a monthly survivorship benefit from the NC Department of State Treasurer.

Payroll deduction of your dues is available for retirees. The payroll deduction option is not available to:

  • Active employees
  • Associate Members
  • ORP retirees
  • Retirees of DIP-NC

Ready to join or renew your membership?  Simply fill out the form below:

Fill out my online form.