The Standard Dental Insurance
Your Dental Plan with The Standard gives you 2 options to choose from!
|High Plan||Low Plan|
|$2,000 Annual Maximum||$1,000 Annual Maximum|
|No Deductible||$25 Deductible|
|Available Day 1 – No wait to build benefits|
|See any dental provider.
Receive substantial savings when you use an In-Network Dentist
Dental Insurance is just as important to a lifetime of good health as your medical plan. That’s why NCRGEA makes dental benefits available to you. When you elect dental benefits and visit your dentist regularly, you are less likely to need more serious and costly procedures later.
Go direct to The Standard dental web page: https://www.standard.com/individual
Using Your NCRGEA Dental Benefits with The Standard is Pain Free
Learn how to use your benefits to the fullest and reduce your out-of-pocket expenses
See any dental provider.
The Standard dental plan allows you and your family members to see any dentist you choose, regardless if they are in- or out-of-network. Family members do not need to see the same dentist.
Dentists in the network have agreed to charge you 25-50% less than their regular rates. Many of them also offer discounted fees on non-covered dental services as allowed by state law.
When you visit a network provider, there are no claim forms to submit. Our providers handle everything. All you need to do is make the appointment and show up.
Know what’s covered.
As a smart consumer, it’s best for you to know your share of the cost up front. For services over $200 we recommend you ask your dentist to request a pre-treatment estimate from our customer relations department. You will receive a written response showing what The Standard estimates your dental plan would pay and the amount that you would be responsible for.
Find out if your dentist is in-network.
Visit standard.com, click Find a Provider to find a new dentist or see if your current provider is in the Ameritas Dental Network (our dental network partner).
Nominate your dentist.
If your dentist is not in our network already, it’s easy to let us know. Enrolled members can log into The Standard member portal at: standard.com/dental to nominate a provider.
You will have access to one of the largest dental networks in the nation with over 467,000 access points nationally and over 9,700 access point