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More Summer for Less with AMBA Discounts

Isaiah on June 26, 2024

Need a new summertime outfit or swimwear? Want to get significant savings on summertime getaways? AMBA Discounts has got you covered. AMBA is here to help make your cherished summer days even better.

Tuhkana Swimwear

Tuhkana makes easy-to-wear, eye-catching suits with an elegant twist. Their sustainable and eco-friendly fabrics fuse timeless designs, modern fits, and comfortable materials. Every collection is thoughtfully selected for a unique style that can be easily matched with other pieces. You don’t need 10 new bikinis every summer – but you can have 10 different styles by picking a few new pieces. AMBA Discounts offer: 25% off entire purchase online.

Atlantis Paradise Island Bahamas

Swim with dolphins, play golf at the awe-inspiring Ocean Club Golf Course, relax at Mandara Spa, try your luck at Atlantis Casino, or explore local Bahamian cuisine at this gorgeous getaway. It’s the ultimate destination vacation for solo travelers, couples, or the whole family! AMBA Discounts offer: Save up to 25% off our Best Available Rates PLUS receive unlimited access to Aquaventure Waterpark.

Sunski Sunglasses

Nothing celebrates the great outdoors more than protecting it. That’s why Sunski’s mission is to make the best sustainable sunglasses on earth. Its revolutionary recycled polymer transforms post-industrial scrap plastic into the frames for all its sunglasses. Plus, Sunski donates a percentage of every sale to environmental charities each year. AMBA Discounts offer: 25% off entire purchase!

Explore a world of additional savings on clothing, entertainment, shopping, and car rentals by visiting www.passportcorporate.com

Members, if you don’t have your activation code, please call our office at 919-834-4652 or 800-356-1190.

“Am I Allergic to Summer?”

Isaiah on June 20, 2024

AMBA’s Seasonal Eye Allergies Guide

Summertime is supposed to be all about outdoor fun. But what if your fun is interrupted by swollen eyelids, itchy, or red eyes? These are just some symptoms of summertime eye allergies. 

What Causes Seasonal Eye Allergies?

Eye allergies develop when the body’s immune system becomes sensitized and overreacts to something in the environment. Summertime eye allergies can be caused by contact with elements like pollen, grass, and some flowers. 

Eye allergies can cause your eyes to tear as they try to discharge these elements. Other symptoms can include constant eye irritation and itchiness, red eyes, and sudden swelling of the eyelids.

8 Steps to Care for Seasonal Eye Allergies

  1. Avoid triggers by making changes to your home and your routine.
  2. Keep windows closed during high pollen periods; use air conditioning in your home and car.
  3. Wear glasses or sunglasses when outdoors to keep pollen out of your eyes.
  4. Use “mite-proof” bedding covers to limit exposure to dust mites and a dehumidifier to control mold.
  5. Wash your hands after petting any animal.
  6. Avoid rubbing your eyes, which can cause symptoms to become more severe.
  7. Nonprescription eyedrops can provide short-term relief of some symptoms. They may not relieve all symptoms, and prolonged use of some eyedrops may cause your condition to worsen.
  8. Don’t use window fans. These can blow pollens and allergens from the outside into the house and worsen symptoms.

Treating summertime allergies is just one reason to visit your eye doctor. Protect your vision with the comprehensive Vision Plan from NCRGEA and AMBA. The benefits of this plan include annual WellVision checkups, 100% coverage for most lenses (even progressives!), and thousands of nationwide in-network providers. Sign up today – acceptance is GUARANTEED! – at www.AMBAdentalvision.com/NCRGEA or call 800-956-1228 M-F 9am-6pm ET.

Source: https://acaai.org/allergies/allergic-conditions/eye-allergy/
https://www.mayoclinichealthsystem.org/hometown-health/speaking-of-health/allergy-q-and-a

Four Simple Steps to Get the Most from Your Retirement Savings

Isaiah on June 9, 2024

For many people, retirement marks a profound shift in identity. Many have difficulty adjusting away from the career that defined them. After all, you’re not just retiring; you’re redefining who you are. One aspect of this is how you view and use money. NCRGEA & AMBA are here to help you embrace this new and exciting chapter with insightful planning and an optimistic, intelligent strategy.

1. Overcome Fear and Embrace the Opportunities

We all know FDR’s great quote, “We have nothing to fear but fear itself.” For many, the fear of running out of money in retirement can be overwhelming. This is called “negativity bias.” For example, if you’re told you have a 99% chance of a successful retirement, many people focus on that tiny 1% chance of failure. 

Uncertainty has power over us, but we can limit its negative impact by accepting and embracing it rather than worrying about it. 

“Positive reframing” lets you take control. It redefines money as a means for joy and fulfillment instead of an ever-eroding defense against potential downsides. This shift in perspective encourages us to see money as a tool to enrich life experiences. Emphasizing the value and impact of purchases instead of their cost can help reframe your spending. 

2. Giving More Can Give You More

If you feel you already have everything you need, you can use your means to help others. Research demonstrates that spending money on others can have a more significant positive impact on one’s happiness than spending it on yourself. Using money purposefully, such as through supporting loved ones or charitable giving, benefits yourself as much as it benefits others. Keep in mind, you need to keep these contributions within your budget just like any spending. 

3. Frame Your Future

What passions did you put on pause or have you been unable to pursue while you focused on your career and family? Retirement allows you to rediscover them. Ask yourself, “What new pursuits most excite me?” 

As you align your spending with your interests and goals, your financial decisions gain a more profound sense of purpose.

The key to happiness at every stage of life is to focus on what is within your control and make time to pursue your passions. Your healthy lifestyle includes living with a sense of goal-driven purpose.

Accepting uncertainty isn’t about resignation but navigating life’s inevitable challenges and adjusting when the unexpected occurs. By recognizing what is and isn’t within your control and budget, you are more empowered to direct your attention to the things that bring you joy.

4. Consider an Annuity from NCRGEA & AMBA

Get guaranteed income with the Tax-Deferred Asset Protection from NCRGEA & AMBA to help protect your retirement. This annuity is a smart and safe way to diversify your savings and can earn much more interest than CDs or savings accounts. NCRGEA & AMBA’s Tax-Deferred Asset Protection Plan features tax-deferred accumulation of interest, a guaranteed competitive interest rate, multiple payout options, and a nursing home waiver.

Get more info at myambabenefits.info/ncrgea or speak with a knowledgeable AMBA Call Center representative at 800-956-1228 M-F 9am-6pm ET.

Source: https://pubmed.ncbi.nlm.nih.gov/18356530

What to Do if You Crack or Chip a Tooth

Isaiah on June 4, 2024

Although teeth are remarkably strong and can last a lifetime, chips and breaks are always possible. AMBA is here to help you understand the potential causes of fractured or broken teeth, how to care for a broken or chipped tooth, and what solutions and options are available. If you experience a chipped or broken tooth, rest assured these tips can help you start smiling again in no time.

What Causes Chipped and Broken Teeth?

The most frequent causes of tooth chips or fractures include biting down on something hard, impact to the face or mouth, or a dental issue such as a cavity, which weakens the tooth from the inside.

A minor tooth fracture may or may not hurt. However, a break in a tooth will likely cause pain. Many people feel pain when chewing because of the pressure on the tooth and the damaged or exposed nerves beneath it.

What Do I Do If I Have a Fractured or Broken Tooth?

Cracked or broken teeth cannot be treated at home. Only a dentist can analyze the tooth and nerves and assess the extent of the damage and the necessary steps to repair the problem. 

If you have a broken tooth and are bleeding, the following steps are recommended until you can see your dentist:

  1. Rinse your mouth with warm water.
  2. Apply gauze on any bleeding areas until the bleeding stops. 
  3. Apply a cold pack to your cheek or lips over the broken tooth.
  4. Over-the-counter pain relievers like ibuprofen or acetaminophen can sometimes help overcome pain.

What Can You Expect from Treatment?

There are several types of tooth fractures and breaks, each requiring different treatments. These include:

  • Craze lines: These minor cracks are surface cracks that only affect your enamel – the outer white surface of your tooth. These cracks are so shallow they rarely need treatment. 
  • Chips: Minor chips don’t always need treatment. However, your dentist may suggest repairing the damage with filling material to prevent it from worsening.

Chipped teeth make up most dental accidents and injuries.

  • Cracked tooth: This fracture extends from the chewing surface toward your tooth’s root. If the damage doesn’t extend to the tooth’s root, it’s possible to save the tooth before the crack worsens with a root canal and crown. 
  • Severe breaks: A serious break goes deep enough to expose your tooth’s nerve. It’s almost certain to hurt and, usually, the broken part of your tooth will bleed. Frequently, a fractured tooth will need to be removed and replaced.
  • Decay-induced break: If you have a decay-induced break, your tooth has broken or crumbled because a cavity has weakened it from the inside out. Your dental professional will evaluate your cavity and recommend the best tooth restoration. If the decay is extensive and goes down to the bone, your tooth may have to be removed.

If you have a fractured or broken tooth, seeing a dental professional as soon as possible is important. It’s also important to have the coverage of the comprehensive Dental Plan from NCRGEA and AMBA. This plan lets you see any dentist you want with significant savings by seeing one of the thousands of in-network nationwide providers. This Dental Plan covers exams, x-rays, root canals, dentures, and more! Sign up today – acceptance is GUARANTEED! – at www.AMBAdentalvision.com/NCRGEA or call 800-956-1228 M-F 9am-6pm ET.

Source: https://my.clevelandclinic.org/health/treatments/10923-dental-crowns/recovery-and-outlook
https://www.aae.org/patients/root-canal-treatment/saving-natural-tooth/ https://www.aae.org/patients/dental-symptoms/traumatic-dental-injuries/

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