Upgrade Your Downhill Adventures with AMBA Discounts

Planning a winter getaway with loved ones? AMBA Discounts make it easy to create a time to remember. Whether you’re escaping the cold to warmer climates or seeking a slope-side paradise, we’ve got the savings for the perfect vacation, custom-tailored for your adventurous spirit and wallet.

Extra Holidays

Extra Holidays specializes in creating the perfect vacation for you and your loved ones. Choose from 200+ condo-style resorts in over 150 top destinations across the world. Whether you seek to go snorkeling in the bright blue waters of the Caribbean, or tee off with a view of Camelback Mountain, or going on an adventure to an exciting new country like Australia or Japan, there is room for the whole family. Most suite accommodations offered by Extra Holidays feature separate bedrooms, spacious living/dining areas, partial or fully-equipped kitchens and conveniences like a washer/dryer, as well as extraordinary amenities like lazy rivers, on-site sporting facilities and resort activity programs.

AMBA Discounts Offer: 20% off a wide selection of resorts in over 200 destinations.

Extended Stay America

Finding a hotel that is comfortable for families (or for traveling alone!) and has a kitchen included so you can cook your own meals is always welcome. Extended Stay America has tons of locations throughout the United States. The chain is a favorite for many travelers because of the available kitchen in your room. Supplied with all the bells and whistles you’d need for a home away from home, they even have pots and pans and anything else you need. It makes it a lot easier to save money to cook your own meals!

AMBA Discounts Offer: Save up to 50% off all stays at Extended Stay America hotels.


Of course, it’s always fun to go out for meals while you’re traveling. As soon as you’re done schussing the slopes, savor the amazing restaurants that AMBA Discounts is partnered with. From fine dining at local favorites to national chains for a quick bite such as….

Avis Car Rentals

Wherever you’re traveling, Avis has the perfect vehicle for your adventures. on the road faster than ever. The updated Avis app makes it easy to skip the counter, choose your vehicle, and get your family on the road faster than ever.

AMBA Discounts Offer: Save up to 35% off base rates when you select Pay Now or save up to 25% off car rental base rates with Pay Later.

Whichever the season, however the outdoors calls you, AMBA Discounts is your passport to big savings to help you make the most of your next escape. From summit-seeking to fly-fishing, mouth-watering cuisine to personalized wellness, kid-friendly fun or something-for-everyone, AMBA Discounts lets you explore a world of savings on travel, entertainment, shopping, and car rentals. Visit www.passportcorporate.com now!

Members, if you don’t have your activation code, please call our office at 919-834-4652 or 1-800-356-1190.

5 High-Inflammatory Foods That Raise Health Risks

We all know the obvious consequence of making consistently unhealthy food choices: weight gain. But the number of ways our eating habits can affect our body and overall health doesn’t stop there.

Though consumption of deep-fried foods, sugary foods, and char-grilled meat can be enjoyable, they can lead to chronic inflammation. Increased levels of inflammation in the body can cause day-to-day issues like fatigue and trouble sleeping, to more serious and even fatal health concerns like damage to healthy tissue, heart disease, diabetes, and even an elevate risk of some forms of cancer. If you’ve been overdoing any of the following inflammatory foods, consider this your wake-up call to cut back.

High-Inflammatory Foods To Aviod

1) Char-grilled meat

Whether you’re barbecuing or pan-grilling, char marks and burnt edges are a clue that your food contains heterocyclic amines (HCAs). HCAs are mutagenic because they cause damage to DNA that may increase the risk of cancer. Rodents fed with HCAs developed tumors of breast, colon, liver, skin, lung, and prostate. Cooking any animal protein at a high temperature can form HCAs, but red meat is likely the worst offender.

Meat that’s been cooked over an open flame also often contains polycyclic aromatic hydrocarbons (PAHs), the same matter that can be found in cigarette smoke and car exhaust fumes (still hungry?). PAHs form when fat and juices drip down and cause smoke that latches onto the surface of your food. Like HCAs, PAHs have been found to be linked to an increased cancer risk.

If you love the taste of char-grilled meat, you can prevent some of the damage by marinating it in a combo of lemon juice and herbs and spices. Oregano, thyme, rosemary, basil, sage, and black pepper are all loaded with beneficial antioxidants, which counteract inflammation.

2) Processed meat products

The high amount of saturated fat in processed meat causes further inflammation of the fat tissue in your body. These foods also contain high levels of sodium nitrite, a compound that may increase the risk of gastric cancer. Processed meat cooked in high heat – like bacon sizzling in a pan – are a significant source of advanced glycation end products (AGEs). AGEs cause oxidative stress and inflammation, which researchers believe may accelerate age-related diseases such as Alzheimer’s.

3) Alcohol

In moderation, alcohol can reduce inflammation and lower stress. But when consumed in excess, alcohol induces inflammation in the gut and may explain the close connection between alcohol overuse and cancer, liver disease, and neurological damage.

If you choose to imbibe, limit your intake to two drinks a day or less if you’re a man or one drink a day or less if you’re a woman.

4) Sugary foods and drinks

Sugar is high in calories but low in nutrients. Indulging in too many sugary products – including sodas and many sports drinks – makes it easy to pack on excess pounds and for your doctor to diagnose you as obese. And obesity is associated with chronic inflammation.

5) Ultra-processed foods and refined carbs

If it comes in a box or bag with a long list of ingredients, you can safely bet that it’s inflammatory. Highly processed foods may trigger chronic inflammation by altering the composition of the bacteria that live in your gut.

Likewise, cookies, crackers, white bread, and other refined carbohydrate products quickly cause blood sugar to spike. This triggers an inflammatory response as your body tries to bring blood glucose levels down to normal.

Instead of carbs, focus on whole grains, like quinoa and brown rice, which take longer to digest and won’t spike blood sugar.

Another risk of a poor diet is being turned down for the life insurance you need to protect your loved ones. But the Whole Life policy from NCRGEA and our trusted partner AMBA is different. You can get peace of mind knowing you’re guaranteed acceptance, even if you smoke or have weight issues. There are no tests or exams. Joining is easy: you can purchase your policy online right now. It even includes a no-obligation 60-day return policy. Learn more about a Whole Life Policy through NCRGEA and AMBA at AMBAlifeinsurance.com/NCRGEA or call 800-956-1228.

Sources: https://www.cancer.gov/about-cancer/causes-prevention/risk/diet/cooked-meats-fact-sheet#what-are-heterocyclic-amines-and-polycyclic-aromatic-hydrocarbons-and-how-are-they-formed-in-cooked-meats


Want to Read Body Language? Don’t Overlook What Eye Contact Can Reveal

Body language makes up a huge part of daily communication. Want to know what someone is really saying? Body language may account for between 60% to 65% of all communication. These nonverbal signals, either intentionally or unconsciously, include facial expressions, gestures, and body movements. But the eyes aren’t just the windows to the soul, as Shakespeare said. Leading psychologists have determined the eyes are also a powerful tool to recognize what someone is really thinking – whether to reveal deception, intimacy, and many other cues. Here are some findings:

The Eyes Are a Critical Component of Facial Expressions

Many people would answer “What’s the quickest way to determine if someone is happy or angry?” with whether the person is smiling or frowning. But the eyes and their complex musculature play an important part in expressing emotions. For example, researchers have found that that the eyes are the true tell-tale sign of whether someone is experiencing genuine happiness or faking it. French anatomist Guillaume Duchenne studied emotional expression by stimulating various facial muscles with electrical currents. The “Duchene smile” is named after him. It’s when the eyes narrow and crinkle, creating lines (or “crow’s feet”) at the outer corners. If these ocular cues are missing, the smile is likely fake.

The Eyes Can Indicate Fear or Attraction

Making eye contact with another person can immediately trigger awareness. If the other person is a stranger, it may arouse fear. If the other person is someone we know and distrust, the stare may cause us to feel threatened and angry. And, of course, if it’s someone we are attracted to? Mutual eye contact that lingers can indicate attraction and interest.

An additional cue emerging from the eyes is pupil dilation. When we are interested in something or someone, it causes our pupils to widen as we focus on the object. Mutual gazing into another’s eyes can indicate passion and/or love. Research has proven couples in love tend to do this, and the more they do it and longer they maintain eye contact, the deeper their love for one another.

The Eyes Can Be Used to Deceive Others

Conventional wisdom is that a liar can’t look you in the eye. But new research suggests the opposite. In a recent study, when people were asked to either tell the truth or lie, the liars tended to engage in more and longer eye contact than when they were telling the truth. Researchers concluded that the people telling the lies were aware of the common stereotype about deception and were overcompensating with their eyes when lying.

Knowing how to read someone’s eyes is an effective way to know who to trust and recognize what someone is really trying to communicate or keep from revealing. Knowing your own eyes are healthy and your vision health remains strong is equally important. Annual checkups with your eye doctor, especially as we get older, are more important than ever. NCRGEA and AMBA offer an affordable Vision Plan. The Vision plan provides comprehensive coverage with low copays for important services, including coverage for a WellVision exam every 12 months, as well as big savings on eyewear, contacts, and lenses. Sign up now at AMBAdentalvision.com/NCRGEA or call 800-956-1228.

Sources: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2898840/


President Eisenhower, A Dental Emergency, and the (Potential) Alien Cover-Up

Early in 1954, President Dwight Eisenhower departed from the cold of the Washington, D.C. winter for a golf vacation in Palm Springs, California.

On the night of the 20th, Ike chipped the porcelain cap of his “upper left central incisor” while eating a chicken wing at dinner. He boarded Air Force One and took an overnight trip to see his dentist to have it repaired. The next morning, Ike was back in Los Angeles, and seen attending a church service.

At least, that’s the official story. There are some conspiracy theorists who believe the dentist story is a ruse to cover something far stranger and weirder.

The Truth Is Out There

In this version of the story, President Eisenhower made a secret nocturnal trip to a nearby Air Force base to meet two extraterrestrial aliens.

In the Ike-met-with-ETs theory, Eisenhower went to Edwards Air Force Base, where he met with two aliens – nicknamed “Nordics” because of their resemblance to Scandinavian humans with their white hair, pale blue eyes and colorless lips. The reason the “Nordics” traveled to Edwards from another solar system and engaged in telepathic communication with Eisenhower was to make a request: If Ike would agree to eliminate America’s nuclear weapons, the “Nordics” would share their superior technology and their spiritual wisdom.

Ike declined the deal because he did not want to give up the nukes. However, later that same year, Ike purportedly reached a deal with a different alien race. Ike would allow the extra-terrestrials to capture earthling cattle and humans for medical experiments if they returned the humans safely home. Since then, these conspiracy theorists claim, “millions” of humans have been kidnapped, and many were never returned.

Did Eisenhower Meet With Aliens?

So, which one is it? Did Ike really meet with ETs 50 years ago? According to an archivist at the Eisenhower Library. “There’s nothing in the archives that indicates that.” He cites James Mixson, the dental historian and professor at the University of Missouri-Kansas City School of Dentistry. Mixson’s article “A History of Dwight D. Eisenhower’s Oral Health” is the definitive work on Ike’s teeth. Mixson cites, “the President had well-documented difficulties with this crown” and details how the crown was first installed in July 1952, was chipped and repaired in December 1952, and again in July 1954, when the president’s dentist replaced it with a “thin cast gold/platinum thimble crown.”

Though Ike never made a public statement on the matter, his son provided a terse response to a recent email inquiry if his father had ever met with aliens.


He declined to comment further.

Whatever the truth is about the Ike and the aliens conspiracy theory, it’s a well-documented fact that you need a comprehensive Dental Plan. NCRGEA and AMBA can help you keep your mouth healthy and smile attractive! That’s why our Dental Plan provides coverage for twice annual cleanings, access for any dentist you want with bigger savings by staying in-network, and – best of all – NO WAITING PERIOD. Visit AMBAdentalvision.com/NCRGEA or call 800-956-1228 to enroll today.

Source: https://www.nextgov.com/digital-government/2012/02/president-eisenhower-had-three-secret-meetings-with-aliens-former-pentagon-consultant-claims/50657/

September’s Recipe: The Best Turkey Chili You’ll Ever Eat

This hearty recipe is from a reader in North Carolina. It’s a great recipe to welcome in the autumn – it’s perfectly spiced, packed with plenty of protein and fiber, and has a truly addicting flavor. This healthy recipe’s ingredients include lean ground turkey so is a healthier alternative to a ground beef version but loses none of the deliciousness!


  • 2 teaspoons olive oil
  • 1 chopped yellow onion
  • 3 minced garlic cloves
  • 1 chopped medium red bell pepper
  • 1 pound extra lean ground turkey
  • 4 tablespoons chili powder
  • 2 teaspoons ground cumin
  • 1 teaspoon dried oregano
  • 1/4 teaspoon cayenne pepper
  • 1/2 teaspoon salt, plus more to taste
  • 1 (28-ounce) can diced tomatoes or crushed tomatoes
  • 1 1/4 cups chicken broth
  • 2 (15 oz) cans dark red kidney beans, rinsed and drained
  • 1 (15 oz) can sweet corn, rinsed and drained
  • For topping: cheese, avocado, tortilla chips, cilantro, sour cream

Stovetop Instructions

  1. Place oil in a large pot and place over medium high heat. Add in onion, garlic and red pepper and saute for 5-7 minutes, stirring frequently. 
  2. Add in ground turkey and break up the meat; cooking until no longer pink. Next add in chili powder, cumin, oregano, cayenne pepper and salt; stir for about 20 seconds.
  3. Add tomatoes, chicken broth, kidney beans and corn. Bring to a boil, then reduce heat and simmer for 30-45 minutes or until chili thickens and flavors come together. Taste and adjust seasonings and salt as necessary. 
  4. Garnish with anything you’d like. 

Makes 6 servings, about 1 1/2 cups each.

NCRGEA is compiling a Digital Holiday Dessert collection of recipes for 2023! If you have a dessert recipe you’d like to share, Submit A Dessert here by October 10, 2023.

Four Tips for Eye Health in Today’s Digital World

Americans spend a whopping 4 hours and 25 minutes each day on their mobile devices. That doesn’t even include the time spent watching television, working on a computer, or other digital screens. It’s official: We live in a digital world. Unfortunately, your eye health can suffer from all of the increased time on digital devices. Though minimizing screen time is the most obvious solution, it isn’t necessarily the easiest. However, these tips can help keep your eyes healthy.

1) Adjust computer position

If you view your screen too close to your eyes, you’re risking straining your vision. Generally, the preferred viewing distance is between 20 and 40 inches from the eye to the screen. If reading from that distance is difficult, most smartphones and computer screens allow you to adjust the text size, which can help, especially if your device has a with smaller screen.

Likewise, if your screen is higher than eye level, you could be straining your eyes unnecessarily. That’s because a muscle outside of the eye is used to facilitate reading when monitors are above eye level. Eyes naturally need to come down and in versus around and up, so position your screens to your eye level or below.

2) Adjust computer and workplace lighting

Your screen’s brightness and sharpness should be maximized to best match your surroundings and maintain a similarity to the environment around you. When lighting your workspace, natural light is the ideal option. Also, traditional incandescent lightbulbs are kinder to eyes than their fluorescent counterparts.

3) Look away from your screen   

A two-pound weight is easy to hold at first. However, eventually, your arm will become strained from holding it. The same goes for eyes looking at a screen. To give your eyes relief, use the 20-20-20 rule: every 20 minutes, look 20 feet away or more for at least 20 seconds. This exercise forces muscles to relax and increases blinking.

 4) Prevent dry eye

Between screen time, air-conditioning and artificial lighting, dry eye is a major issue. Dry eye can start off as a minor annoyance, but can lead to redness, discomfort, increased risk of infection, and more. Artificial tears and getting plenty of Omega-3 fatty acids in your diet can help to reduce dry eye.

As use of digital devices continues to increase among people of all ages, keeping your eye health in mind is increasingly important. Another important step to make sure your eyes remain healthy is with regular checkups with your eye doctor. NCRGEA and AMBA offer an affordable Vision Plan. The plan provides comprehensive coverage with low copays for important services, including coverage for a WellVision exam every 12 months, as well as big savings on eyewear, contacts, and lenses. Sign up now at www.ambadentalvision.com/ncrgea or call 800-956-1228.

Source: https://www.clevelandeyeclinic.com/2021/07/16/how-to-protect-your-eyes-from-screens/#:~:text=One%20of%20the%20most%20practical,away%20for%2020%20seconds%20straight.


Holy Guacamole – Avocados Fight Cancer and Keep the Heart Healthy!

Getting older comes with several life-changing realities. Making healthy choices is one of the most prominent and important. Along with physical exercise, getting plenty of sleep, and staying social, a healthy diet is essential.

Eating right is crucial for adults over the age of 60. Poor diet can lead to many chronic diseases, including diabetes, osteoporosis, hypertension, and cardiovascular diseases.

Nutrient deficiency is also a common problem for older Americans due to not enough dietary variation. An easy way to get the nutrients you need and keep your body healthy is to add more avocados. Yes, the same food responsible for delicious guacamole can keep your body healthy for years to come.

Avocados Are Nutrient Powerhouses

Avocados are “nutrient-dense”: they’re packed with Vitamins C, E, K, and B6 as well as nutrients like iron, niacin, potassium, omega 3, and beta-carotene.

Plus, unlike other fruits, avocados are low in calories, solid fats, added sugars, and refined starches.

Heart Healthy

A serving of avocado meets the American Heart Association’s recommended dietary intake, which is:

  • Low to moderate fat
  • Low in saturated fat
  • Limited trans fat
  • Low cholesterol or less than 300 mg per day

Avocados also fight the risk of heart problems because they are abundant in heart-healthy nutrients like:

  • Mono and polyunsaturated fats, which helps reduce blood cholesterol and the risk of developing heart problems.
  • Potassium, which aids in normalizing blood pressure by blunting the effects of salt.
  • Beta-sitosterol, which is proven to help keep the heart healthy by maintaining healthy cholesterol levels. It also decreases the risk of developing kidney stones and bone loss in the future.

Avocados Fight Cancer

Avocados are filled with antioxidants, helping to prevent the development of cancer cells in the body. Add to that its folate content which acts as protective gear against DNA and RNA mutations thus preventing the development of colon, pancreatic, and cervical cancer.

Recent research findings suggest that avocado extracts may even aid in treating cancer patients. Phytochemicals from the fruit kill and inhibit the growth of cancer cells. It also aided in reducing the negative effect of the chemotherapeutic drug cyclophosphamide to a patient’s body.

Want more protection in case of a cancer diagnosis or a heart event? A Cancer Plan from NCRGEA and AMBA can help. The plan will pay you a lump sum upon initial diagnosis. You’re free to spend the money as you wish: to pay medical bills, cover the cost of transportation to the doctor, anything – the money is yours. You can even add a Heart/Stroke rider to your policy for an additional premium. Request more information at www.amba-review.com/ncrgea or speak with a skilled AMBA representative by calling 800-956-1228.

Source: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7255361/


Successful Retirement Starts with Smart Financial Choices

Currently, nearly 10,000 people in the United States turn 65 years old every day. By 2028, that number will reach nearly 12,000 people a day. That adds up to millions of people leaving the workforce every year. Are they prepared for a successful retirement?

Americans are living, on average, more than two decades after the traditional retirement age of 65. The average 65-year-old American man will live to be nearly 86 years old, while the average 65-year-old American woman will live to nearly 88 years old.

As exciting as retirement can sound, the fact is more people are retiring with less savings than they need to be comfortable. In fact, more than 1 out of 5 Americans have no retirement savings at all.

It’s never too late to save, even after retirement. Here are a few things you should consider for a successful retirement.


Consider what you own, what you need, and what you’d be OK doing without. If you’re an empty-nester and no longer need a big house – or want the expense of maintaining it and the property – you can move to a smaller and less costly home. You could even consider moving to another state that might have a more favorable cost of living and new adventures.

Downsizing doesn’t only have to mean your home. You can consider if it’s time to let go of items like season tickets to your local team or subscriptions to a variety of entertainment services. Additionally, you could sell an extra vehicle or some items like designer clothes and handbags. Put what you make into savings.

Trim your lifestyle and spending

Look at your purchases over the past few months. Identify spending habits that you can eliminate. One of the most frequent expenses that “sneak up” in terms of the accumulation of cost to you is dining out too often. Could you start cooking more meals at home instead of going out to eat as often? Keep a diary to track your spending. Note extravagant purchases and see ways to save.

Invest wisely

At this point in life, you’ll want to make less risky investments than you did when you first started working. But you’ll still want to invest. See if you can get a higher return on investment by investing in an annuity or mutual fund compared to waiting for a savings account to grow.

Be ready for a rainy day

One of the smartest investments you can make for a successful retirement is having the right benefits to cover routine health exams like Vision and Dental care, or in case of an emergency. The healthier you stay, the less expensive health care will be! Set up a FREE Benefits Review today so you can discuss with a skilled AMBA field agent what coverage you need to protect your health, finances, and loved ones. Visit www.amba-review.com/ncrgea or call 800-956-1228 Mon.-Fri 10am-6pm EST. It’s nice to know that anytime you have questions about your insurance benefits, someone is ready to assist.

Face It: Find the Most Flattering Frames Based on Your Face Shape

Selecting the perfect frames when you’re shopping for your next pair of eyeglasses comes with a variety of factors to be considered. Color, size, and what kind of statement you want your eyewear to make perhaps all come into consideration. There’s also an important additional factor to consider: What eyewear will be most flattering for your face shape. 

Knowing your face shape and what frames work best can help you choose the glasses that most suit you. Some frames can accentuate the features you most want to highlight and help create a well-balanced look.

Define Your Face Shape

Oval: An oval face is proportionally balanced with a slightly curved jawline that is somewhat narrower than the forehead, allowing for the most flexibility in frame options.

Recommended Frames: Most styles look good on oval faces. These recommendations will add structure to the softer oval shape.

Round: Characteristically, round faces lack prominent cheekbones and are typically as wide as it is long.

Recommended Frames: For men with round faces, rectangle and square frames create a more masculine appearance. For women, large and bold styles help draw attention to the eyes and make the face appear smaller.

Square: A square face is typically anchored by a wide, angular jawline and a similarly broad forehead.

Heart-Shaped: Broader foreheads and prominent cheekbones along with a narrower chin are the characteristics of heart-shaped faces. Rectangle frames can add balance, while round frames can soften the more angular shape.

Pear-Shaped: The broader jawlines and chins of pear-shaped faces also tend to have narrower foreheads and less prominent cheekbones. Browline frames bring more balance to a narrow forehead, but anyone can opt for the universally flattering aviator.

Diamond: A diamond face combines an angular jawline and prominent cheekbones with a narrower forehead. Men might opt for round or browline frames to balance facial features. For women, round and oval frames add softness to angular features, while cat-eye frames can add volume around narrow cheekbones.

One thing that always looks good: big savings on your next pair of glasses. NCRGEA and AMBA have a Vision Plan that can help you get the eyeglasses and the prescription that’s just right for you at great discounted rates. Our plan includes an annual WellVision checkup and coverage on a large selection of designer eyewear. Sign up now at www.AMBAdentalvision.com/NCRGEA or call 800-956-1228.

Our New Dental Plan Gives Our Members a Lot to Smile About

Enjoying good times is what retirement is all about. NCRGEA knows your golden years should be all about showing off those pearly whites. That’s why we’ve worked hard with our partner AMBA to provide new features on our acclaimed Dental Plans for NCGREA members like you and your family.

That’s right, our great Dental Plans just got even better! For starters, whether you choose the Choice or Freedom Plan, you access comprehensive benefits at our group rates. Plus, you can enroll in either of these plans at any time. There is NO limited open enrollment period. And not only that, but these plans feature NO WAITING PERIOD on covered services. You can get access right away!

Best of all, you can enroll anytime on this plan. There is NO limited open enrollment period.

Benefits Provided By AMBA

We made sure our improved Dental Plans were designed around you and your unique needs and wants. For instance, not only do our plans provide coverage for services like implants and dentures, but they also feature access to rollover unused maximum dollars.

Note: there is NO change in NCRGEA’s Vision Plan: same rates, same plan, same network!

Compare Our Plans

Both of our plans let you see any dentist you want, with bigger savings with In-Network providers. You can keep your dentist or save up to 50% with one of our 550,000 practitioners nationwide (and 15,000 in North Carolina!)!

Plus, our Dental Plans give you freedom to choose! Select the plan that’s right for you: The Choice Plan provides coverage on basic services with an increased annual maximum of $1200 while the premium Freedom Plan gives you more coverage with an annual maximum of $2,000. Both plans offer increased co-insurance over time so long as you see your dentist at least once a year for a covered service.

Along with twice annual dental cleanings and checkups, our covered services include fillings, scaling, root canals, periodontal surgery, bridges, dentures, crowns, and exclusively for Freedom Plan enrollees, implants. Please see the policy for full information regarding covered services.

How much do the Dental Plans cost?

Reward Yourself with Dental Rewards

And with Dental Rewards, Dental Plan participants can carryover unused dollars into the next year. Accumulated rewards up to the maximum carryover can be used for covered dental procedures. See the below chart for how Max builder works.

Remember, if you’re currently enrolled in one of our Dental Plans and do not wish to make any changes, NO ACTION IS REQUIRED. You can relax, knowing you can keep enjoying your benefits.

Ready to enroll? You can enroll securely online by going to ambadentalvision.com/ncrgea or you can call us at 833-605-0727 and an AMBA benefits representative will assist you over the phone.

Note: there is NO change in NCRGEA’s Vision Plan: same rates, same plan, same network!

New to our Dental & Vision Plans? Here’s how to enroll:


You can enroll securely online by going to ambadentalvision.com/ncrgea.


Call 833.605.0727 & an AMBA benefits representative will assist you in enrolling over the phone

New members & new retirees who retired in the past year will receive an enrollment packet by mail. NCRGEA members with the current Dental and/or Vision coverage will receive a letter & change forms. Remember, NO ACTION IS REQUIRED if you are currently enrolled in these plans & do not wish to make any changes.

At NCRGEA, we are always looking for ways to provide members even more value. Watch for new enhancements that will be added to your dental plan in January!